*Onsite Contract Opportunity*

Lighthouse Technology Services is partnering with our client to fill their Mortgage Loan Processor position! This is a 5+ month contract opportunity with potential for extension or permanent hire, and will be onsite in Buffalo. This role will be a W2 employee of Lighthouse Technology Services. 

What You'll Be Doing:

• Process conventional and government loan requests in compliance with product, underwriting, state-specific, and investor guidelines.
• Maintain effective communication with all involved parties including customers, brokers, correspondents, loan officers, and internal staff to ensure a smooth loan application process.
• Collaborate with internal departments and external entities to gather essential documentation such as Verifications of Employment, IRS Transcripts, title searches, appraisals, and bank statements.
• Promptly report irregularities that deviate from standard mortgage guidelines.
• Monitor and update application files including credit reports, appraisals, income documentation, and underwriting conditions.
• Perform administrative support duties such as preparing commitment letters, reviewing insurance documents, mailing notices, and providing documentation to closing attorneys.
• Ensure compliance with all regulatory requirements and guidelines.
• Evaluate changes required in regulatory documents with a strong analytical approach.
• Uphold internal control standards and escalate risk-related issues when needed.
• Support diversity and represent the M&T Bank brand positively.

What You'll Need to Have:

• Associate degree with at least 1 year of mortgage industry experience
• OR 3 years of equivalent work experience including 1 year in the mortgage industry
• Proficiency with PC tools including spreadsheet, word processing, email, and PDF software.
• Strong decision-making skills and understanding of product, investor, and compliance requirements.
• Ability to adapt quickly to policy/procedure changes in a fast-paced environment.
• Capable of working independently under time constraints.
• Excellent communication skills, both verbal and written.
• Highly organized with the ability to manage multiple tasks effectively.

Pay Range: $20-$25/hr +

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