*Hybrid Contract Opportunity*

Lighthouse Technology Services is partnering with our client to fill their Mortgage Processor position! This is a 12+ month contract opportunity and can follow a hybrid model in either Ballston Spa, NY or Buffalo, NY. This role will be a W2 employee of Lighthouse Technology Services.

Position Overview:

This role is responsible for processing conventional and government loan requests based on product, underwriting, and state specific and investor guidelines.

What You'll Be Doing:

• Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker, correspondent, loan officer, and co-workers to ensure a seamless and positive application experience.
• Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc.
• Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines.
• Monitor and update credit reports, appraisals, income documentation, and all verifications to ensure all underwriting conditions are met. Work closely with underwriting to quickly resolve any issues or concerns.
• Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, title and homeowners insurance review, mailing loan suspend notices, updating loan conditions, providing the closing attorney with additional documentation, and all appropriate processing checklists.
• Ensures adherence to all regulatory requirements and guidelines.
• Strong analytical background to evaluate changes required to all regulatory documents.
• Maintain internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

What You'll Need to Have:

• At least 1-2 years experience in customer service, operations or financial services
• Six months mortgage professing experience highly preferred
• Associates degree preferred
• Good PC skills with strong knowledge of spreadsheet, word processing, email, and PDF software
• 1-2 year Residential Mortgage Processing experience

Pay Range: $22-24/hr +

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